利用消费信贷产品灵活周转
如果你正在使用的是像花呗、京东白条、分期乐等消费信贷平台，你其实可以通过它们的“借钱”功能将分期款项“套出”来。通过这些平台，你可以申请小额借贷，用借贷来清偿原本的分期欠款，从而实现资金的周转。
我有过类似经验：我曾经在京东上用京东白条分期购买了一些大件商品，后来因为需要资金周转，我就申请了白条借款，用借款金额来支付剩余的分期款项。
这种方式没有很多复杂的操作流程，只要借款申请通过，资金就可以迅速到账，解决了我的临时资金问题。
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