微信分期借钱提现，可以通过以下几种方式进行：
首先，可以通过微信钱包直接取现。在微信中点击“我”，进入“微信钱包”界面，选择“信用卡还款”，并选定已开通微信分期的银行卡，输入金额后按提示操作即可完成。
其次，利用微粒贷也是取现的一种方式。在“我”的界面找到微粒贷，点击进入并申请借款，选择提现至绑定的银行卡即可。
再者，通过微信商城或合作商家进行套现也是一种选择。在微信商城内购买商品并选择分期支付，然后与商家协商退款或套现。此外，还可以寻找可靠的回收商家，通过购买虚拟商品或服务等方式将微信分期额度转化为现金。
无论选择哪种方式，都需要注意以下几点：确保微信分期账户已完成实名认证；核对提现金额和银行卡信息无误；留意提现手续费和限额；选择信誉良好的商家或平台进行交易；避免频繁提现以免触发系统风控。
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