方式解释和注意事项
现在详细说说怎么“套出来”额度，其实就是怎么高效申请，方式解释：核心是提升通过率，平台算法会看你的信用分、历史行为、还款能力，申请前，先查查自己的信用报告，如果芝麻信用分低，就先从其他渠道补分，比如用支付宝养花种草积累信用。
注意事项：
1.风险提示：别逾期还款，不然信用崩了，以后借钱都难，小额借贷也有利息，算清楚成本再申请。
2.合法提醒：如果平台要求你交押金或手续费，赶紧跑，这可能是诈骗，鹿优选申请100元额度，应该免费或很低费用。
3.日常建议：申请额度后，多用它消费，积累好记录，如果额度不够，可以申请更高，但别贪心，量力而行。
问答补充：
Q：申请额度失败怎么办？
A：失败可能是因为信息不全或信用低，等一两个月，补充资料再试，或者先用其他方式建信，比如在信用平台注册。
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