使用额度：一旦获得临时额度，你可以直接在APP上借款，资金会很快到账，额度有效期一般为1-3个月，到期后可以申请续期。
举个例子,假设你想去海南旅游，需要临时资金，你可以通过鹿优选申请额度，审核通过后借款，旅游结束后按时还款，这样，你就“套”出了额度，但它是合法的。
案例说明：一个真实用户的申请经历
让我分享一个朋友小张的真实案例,小张是个上班族，平时信用记录不错，但最近想买个新手机，手头有点紧，他听说鹿优选可以申请临时额度，就去试试。
小张先下载了鹿优选APP,注册账号后，上传了身份证和工资流水，信用评分是650分，符合申请条件，他选择申请3000元临时额度，用途是“购物”，审核只用了20分钟，额度就批下来了，他直接借款，手机买好后分期还款，没有额外费用，整个过程很顺利，小张说：“这比去银行排队快多了，而且额度灵活，适合我这种偶尔需要资金的人。”
这个案例说明,申请临时额度并不难，关键是提前准备好材料，选择合适的用途。
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